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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,465 | $32,117-92.3% | $71,086-96.5% | $64,173-96.2% |
| Participation rate | 100.0% | 42.7%+57.3pp | 54.7%+45.3pp | 69.6%+30.4pp |
| Annual return | -17.60% | -5.57%-12.0pp | 650.59%-668.2pp | 7.63%-25.2pp |
| Employer contribution / active EE | $692 | $712-2.8% | $1,088-36.4% | $2,381-70.9% |
| Participant deferral / active EE | $1,506 | $1,263+19.2% | $1,874-19.6% | $3,470-56.6% |
| Admin fee / account holder | $379 | $2,759-86.3% | $3,082-87.7% | $4,887-92.2% |