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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,976 | $115,810-53.4% | $101,271-46.7% | $158,966-66.0% |
| Participation rate | 33.3% | 79.4%-46.0pp | 75.8%-42.5pp | 82.0%-48.6pp |
| Annual return | 40.32% | 56.15%-15.8pp | 46.48%-6.2pp | 302.95%-262.6pp |
| Employer contribution / active EE | $1,113 | $4,175-73.3% | $3,660-69.6% | $4,762-76.6% |
| Participant deferral / active EE | $6,500 | $4,958+31.1% | $4,371+48.7% | $5,983+8.6% |
| Admin fee / account holder | $158 | $7,248-97.8% | $5,948-97.3% | $11,250-98.6% |