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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,357 | $111,785+61.3% | $93,669+92.5% | $145,877+23.6% |
| Participation rate | 66.7% | 74.2%-7.6pp | 68.7%-2.1pp | 80.3%-13.6pp |
| Annual return | 13.44% | 203.79%-190.3pp | 133.59%-120.2pp | 551.28%-537.8pp |
| Employer contribution / active EE | $3,228 | $3,096+4.3% | $2,424+33.2% | $4,663-30.8% |
| Participant deferral / active EE | $10,009 | $4,919+103.5% | $4,416+126.7% | $6,691+49.6% |
| Admin fee / account holder | $7,465 | $10,256-27.2% | $8,291-10.0% | $13,402-44.3% |