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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,357 | $111,878+61.2% | $93,727+92.4% | $145,897+23.6% |
| Participation rate | 66.7% | 74.2%-7.5pp | 68.7%-2.0pp | 80.3%-13.6pp |
| Annual return | 13.44% | 204.28%-190.8pp | 133.83%-120.4pp | 552.29%-538.8pp |
| Employer contribution / active EE | $3,228 | $3,092+4.4% | $2,421+33.3% | $4,663-30.8% |
| Participant deferral / active EE | $10,009 | $4,920+103.4% | $4,417+126.6% | $6,689+49.6% |
| Admin fee / account holder | $7,465 | $10,256-27.2% | $8,292-10.0% | $13,390-44.2% |