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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,803 | $190,916-90.7% | $160,037-88.9% | $134,545-86.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -16.28% | 552.79%-569.1pp | 408.95%-425.2pp | 418.37%-434.7pp |
| Employer contribution / active EE | $4,377 | $4,996-12.4% | $4,226+3.6% | $4,742-7.7% |
| Participant deferral / active EE | $2,083 | $6,925-69.9% | $6,184-66.3% | $6,401-67.5% |
| Admin fee / account holder | $894 | $10,497-91.5% | $8,716-89.7% | $11,431-92.2% |