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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,058 | $84,684+9.9% | $73,835+26.0% | $125,388-25.8% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | -1.28% | 3123.93%-3125.2pp | 2268.13%-2269.4pp | 282.24%-283.5pp |
| Employer contribution / active EE | $15,203 | $3,123+386.8% | $2,788+445.4% | $4,866+212.4% |
| Participant deferral / active EE | $14,188 | $3,993+255.4% | $3,583+296.0% | $5,352+165.1% |
| Admin fee / account holder | $2,432 | $5,691-57.3% | $4,880-50.2% | $9,541-74.5% |