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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,624 | $190,879-77.7% | $160,009-73.4% | $134,532-68.3% |
| Participation rate | 76.5% | 82.0%-5.5pp | 78.0%-1.5pp | 81.2%-4.8pp |
| Annual return | -17.12% | 552.63%-569.7pp | 408.85%-426.0pp | 418.27%-435.4pp |
| Employer contribution / active EE | $1,884 | $4,995-62.3% | $4,225-55.4% | $4,741-60.3% |
| Participant deferral / active EE | $7,009 | $6,924+1.2% | $6,183+13.4% | $6,401+9.5% |
| Admin fee / account holder | $807 | $10,495-92.3% | $8,715-90.7% | $11,429-92.9% |