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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,348 | $91,198-13.0% | $178,503-55.5% | $79,856-0.6% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 12.05% | 24.20%-12.1pp | 151.12%-139.1pp | 31.71%-19.7pp |
| Employer contribution / active EE | $3,139 | $3,257-3.6% | $5,011-37.4% | $2,471+27.0% |
| Participant deferral / active EE | $5,028 | $3,237+55.4% | $5,202-3.3% | $3,741+34.4% |
| Admin fee / account holder | $1,382 | $6,748-79.5% | $13,987-90.1% | $5,306-74.0% |