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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,321 | $165,399+0.6% | $149,745+11.1% | $158,982+4.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 23.17% | 348.34%-325.2pp | 276.72%-253.6pp | 302.99%-279.8pp |
| Employer contribution / active EE | $4,000 | $5,105-21.6% | $4,646-13.9% | $4,763-16.0% |
| Participant deferral / active EE | $8,492 | $7,183+18.2% | $6,843+24.1% | $5,983+41.9% |
| Admin fee / account holder | $338 | $10,811-96.9% | $9,312-96.4% | $11,252-97.0% |