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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,601 | $102,696-80.9% | $86,235-77.3% | $139,487-85.9% |
| Participation rate | 68.8% | 74.5%-5.7pp | 69.0%-0.2pp | 80.3%-11.6pp |
| Annual return | 45.03% | 1925.91%-1880.9pp | 1170.03%-1125.0pp | 373.84%-328.8pp |
| Employer contribution / active EE | $626 | $3,034-79.4% | $2,381-73.7% | $4,755-86.8% |
| Participant deferral / active EE | $1,716 | $4,679-63.3% | $3,987-57.0% | $6,713-74.4% |
| Admin fee / account holder | $987 | $8,667-88.6% | $6,856-85.6% | $11,407-91.3% |