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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,573 | $45,872-72.6% | $77,096-83.7% | $68,486-81.6% |
| Participation rate | 96.5% | 55.9%+40.6pp | 67.9%+28.6pp | 67.9%+28.6pp |
| Annual return | -2.38% | 1.73%-4.1pp | 42.35%-44.7pp | -7.85%+5.5pp |
| Employer contribution / active EE | $3,149 | $1,650+90.9% | $2,814+11.9% | $2,597+21.3% |
| Participant deferral / active EE | $5,094 | $2,963+71.9% | $4,429+15.0% | $4,028+26.5% |
| Admin fee / account holder | $369 | $3,041-87.9% | $5,428-93.2% | $5,404-93.2% |