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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,608 | $45,312+66.9% | $86,233-12.3% | $67,986+11.2% |
| Participation rate | 76.1% | 42.4%+33.7pp | 69.0%+7.1pp | 57.2%+18.9pp |
| Annual return | 39.86% | 24.79%+15.1pp | 61.39%-21.5pp | 31.67%+8.2pp |
| Employer contribution / active EE | $6,394 | $1,160+451.4% | $2,504+155.3% | $2,019+216.7% |
| Participant deferral / active EE | $8,484 | $2,185+288.4% | $4,559+86.1% | $3,358+152.6% |
| Admin fee / account holder | $25,267 | $3,295+666.9% | $8,342+202.9% | $3,203+688.8% |