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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,046 | $100,139-44.0% | $85,187-34.2% | $145,884-61.6% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 11.34% | 84.15%-72.8pp | 66.67%-55.3pp | 551.85%-540.5pp |
| Employer contribution / active EE | $704 | $3,238-78.3% | $2,732-74.2% | $4,662-84.9% |
| Participant deferral / active EE | $2,416 | $5,296-54.4% | $4,525-46.6% | $6,690-63.9% |
| Admin fee / account holder | $3,318 | $7,262-54.3% | $6,162-46.2% | $13,392-75.2% |