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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,144 | $138,068-95.5% | $125,358-95.1% | $134,493-95.4% |
| Participation rate | 87.5% | 84.5%+3.0pp | 82.4%+5.1pp | 81.2%+6.3pp |
| Annual return | -19.51% | 750.30%-769.8pp | 572.03%-591.5pp | 418.01%-437.5pp |
| Employer contribution / active EE | $1,156 | $5,244-78.0% | $4,814-76.0% | $4,740-75.6% |
| Participant deferral / active EE | $2,623 | $7,799-66.4% | $7,447-64.8% | $6,400-59.0% |
| Admin fee / account holder | $1,169 | $11,568-89.9% | $10,007-88.3% | $11,425-89.8% |