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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,290 | $56,339-74.6% | $104,301-86.3% | $68,486-79.1% |
| Participation rate | 92.8% | 63.3%+29.5pp | 73.3%+19.5pp | 67.9%+24.9pp |
| Annual return | -9.98% | -9.19%-0.8pp | 24.61%-34.6pp | -7.85%-2.1pp |
| Employer contribution / active EE | $1,137 | $1,960-42.0% | $3,373-66.3% | $2,597-56.2% |
| Participant deferral / active EE | $3,843 | $3,077+24.9% | $4,626-16.9% | $4,028-4.6% |
| Admin fee / account holder | $702 | $4,902-85.7% | $7,340-90.4% | $5,404-87.0% |