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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,698 | $73,102-14.2% | $123,552-49.3% | $56,287+11.4% |
| Participation rate | 85.1% | 74.3%+10.8pp | 82.3%+2.9pp | 69.9%+15.3pp |
| Annual return | 16.19% | 3.01%+13.2pp | 119.20%-103.0pp | -9.96%+26.2pp |
| Employer contribution / active EE | $1,513 | $2,977-49.2% | $4,628-67.3% | $2,111-28.3% |
| Participant deferral / active EE | $4,850 | $5,423-10.6% | $6,426-24.5% | $3,350+44.8% |
| Admin fee / account holder | $3,005 | $554+442.7% | $9,285-67.6% | $521+476.9% |