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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $32,908 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $654,433 | $81,537+702.6% | $149,721+337.1% | $69,634+839.8% |
| Participation rate | 66.7% | 86.1%-19.5pp | 87.1%-20.4pp | 70.7%-4.0pp |
| Annual return | 766.25% | 22.79%+743.5pp | 1501.67%-735.4pp | 27572.26%-26806.0pp |
| Employer contribution / active EE | $666 | $3,239-79.4% | $5,444-87.8% | $2,032-67.2% |
| Participant deferral / active EE | $7,045 | $4,994+41.1% | $6,568+7.3% | $3,224+118.5% |
| Admin fee / account holder | $142 | $107+33.3% | $11,282-98.7% | $110+28.9% |