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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,309 | $109,411-18.4% | $89,435-0.1% | $158,982-43.8% |
| Participation rate | 50.0% | 74.3%-24.3pp | 68.0%-18.0pp | 82.0%-32.0pp |
| Annual return | 14.68% | 345.68%-331.0pp | 245.55%-230.9pp | 302.99%-288.3pp |
| Employer contribution / active EE | $0 | $3,173-100.0% | $2,587-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $1,867 | $4,600-59.4% | $3,890-52.0% | $5,983-68.8% |
| Admin fee / account holder | $42 | $6,159-99.3% | $4,884-99.1% | $11,252-99.6% |