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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,810 | $65,555+43.1% | $86,216+8.8% | $75,173+24.8% |
| Participation rate | 13.9% | 60.5%-46.6pp | 69.0%-55.1pp | 67.2%-53.3pp |
| Annual return | 5.26% | 46.07%-40.8pp | 1169.42%-1164.2pp | 160.72%-155.5pp |
| Employer contribution / active EE | $439 | $1,553-71.8% | $2,382-81.6% | $2,671-83.6% |
| Participant deferral / active EE | $2,141 | $3,023-29.2% | $3,986-46.3% | $4,126-48.1% |
| Admin fee / account holder | $201 | $5,469-96.3% | $6,853-97.1% | $5,651-96.4% |