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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,364 | $77,920-59.7% | $149,723-79.1% | $75,177-58.3% |
| Participation rate | 27.3% | 65.6%-38.3pp | 78.8%-51.5pp | 67.2%-39.9pp |
| Annual return | 19.20% | 31.72%-12.5pp | 134.50%-115.3pp | 160.75%-141.6pp |
| Employer contribution / active EE | $750 | $3,138-76.1% | $4,821-84.4% | $2,671-71.9% |
| Participant deferral / active EE | $2,430 | $3,411-28.8% | $5,682-57.2% | $4,126-41.1% |
| Admin fee / account holder | $0 | $5,951-100.0% | $13,215-100.0% | $5,651-100.0% |