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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,094 | $81,233-34.6% | $155,567-65.9% | $80,874-34.4% |
| Participation rate | 23.3% | 66.2%-43.0pp | 78.2%-54.9pp | 67.6%-44.4pp |
| Annual return | 51.96% | 33.33%+18.6pp | 64.74%-12.8pp | 35.62%+16.3pp |
| Employer contribution / active EE | $549 | $3,101-82.3% | $4,674-88.2% | $2,756-80.1% |
| Participant deferral / active EE | $1,949 | $3,452-43.5% | $5,628-65.4% | $4,297-54.6% |
| Admin fee / account holder | $0 | $7,998-100.0% | $15,916-100.0% | $6,935-100.0% |