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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,551 | $29,736-14.1% | $56,033-54.4% | $80,935-68.4% |
| Participation rate | 17.9% | 41.7%-23.8pp | 52.5%-34.5pp | 67.7%-49.7pp |
| Annual return | 12.92% | 35.28%-22.4pp | 1711.38%-1698.5pp | 35.66%-22.7pp |
| Employer contribution / active EE | $389 | $671-42.1% | $1,041-62.7% | $2,757-85.9% |
| Participant deferral / active EE | $702 | $1,228-42.8% | $1,954-64.0% | $4,299-83.7% |
| Admin fee / account holder | $278 | $2,434-88.6% | $2,827-90.2% | $6,924-96.0% |