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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,753 | $93,598-30.8% | $135,974-52.4% | $75,173-13.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.74% | 30.89%-16.1pp | 68.30%-53.6pp | 160.72%-146.0pp |
| Employer contribution / active EE | $5,050 | $3,538+42.8% | $4,859+3.9% | $2,671+89.1% |
| Participant deferral / active EE | $6,253 | $6,405-2.4% | $7,760-19.4% | $4,126+51.5% |
| Admin fee / account holder | $4,963 | $6,978-28.9% | $10,767-53.9% | $5,651-12.2% |