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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,583 | $102,422-19.4% | $147,117-43.9% | $80,959+2.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 10.82% | 135.16%-124.3pp | 420.54%-409.7pp | 35.67%-24.9pp |
| Employer contribution / active EE | $5,941 | $3,717+59.8% | $4,932+20.5% | $2,757+115.5% |
| Participant deferral / active EE | $7,057 | $6,652+6.1% | $8,065-12.5% | $4,300+64.1% |
| Admin fee / account holder | $1,725 | $7,953-78.3% | $12,993-86.7% | $6,925-75.1% |