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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,583 | $102,429-19.4% | $147,096-43.9% | $80,925+2.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 10.82% | 135.02%-124.2pp | 419.75%-408.9pp | 35.65%-24.8pp |
| Employer contribution / active EE | $5,941 | $3,716+59.9% | $4,936+20.4% | $2,756+115.6% |
| Participant deferral / active EE | $7,057 | $6,649+6.1% | $8,071-12.6% | $4,299+64.2% |
| Admin fee / account holder | $1,725 | $7,957-78.3% | $13,005-86.7% | $6,940-75.1% |