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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,583 | $102,382-19.3% | $147,005-43.8% | $80,874+2.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 10.82% | 134.89%-124.1pp | 418.76%-407.9pp | 35.62%-24.8pp |
| Employer contribution / active EE | $5,941 | $3,715+59.9% | $4,934+20.4% | $2,756+115.6% |
| Participant deferral / active EE | $7,057 | $6,646+6.2% | $8,070-12.5% | $4,297+64.2% |
| Admin fee / account holder | $1,725 | $7,942-78.3% | $13,006-86.7% | $6,935-75.1% |