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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,397 | $71,873-68.8% | $86,698-74.2% | $68,490-67.3% |
| Participation rate | 87.5% | 72.2%+15.3pp | 76.6%+10.9pp | 67.9%+19.6pp |
| Annual return | -3.81% | 3.54%-7.3pp | 35.96%-39.8pp | -7.85%+4.0pp |
| Employer contribution / active EE | $2,127 | $2,173-2.1% | $2,837-25.0% | $2,597-18.1% |
| Participant deferral / active EE | $5,528 | $3,779+46.3% | $4,656+18.7% | $4,028+37.3% |
| Admin fee / account holder | $3,320 | $6,110-45.7% | $7,492-55.7% | $5,403-38.6% |