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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,421 | $209,422-96.0% | $178,503-95.3% | $158,982-94.7% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 120.72% | 188.81%-68.1pp | 151.12%-30.4pp | 302.99%-182.3pp |
| Employer contribution / active EE | $0 | $5,707-100.0% | $5,011-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $5,333 | $5,955-10.5% | $5,202+2.5% | $5,983-10.9% |
| Admin fee / account holder | $685 | $17,079-96.0% | $13,987-95.1% | $11,252-93.9% |