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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,224 | $167,353-62.2% | $143,797-56.0% | $134,545-53.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.09% | 0.48%-20.6pp | -0.04%-20.1pp | 418.37%-438.5pp |
| Employer contribution / active EE | $9,775 | $5,620+73.9% | $4,952+97.4% | $4,742+106.1% |
| Participant deferral / active EE | $7,763 | $6,447+20.4% | $5,638+37.7% | $6,401+21.3% |
| Admin fee / account holder | $1,400 | $18,096-92.3% | $14,679-90.5% | $11,431-87.8% |