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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,551 | $176,105+23.5% | $159,474+36.4% | $167,536+29.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 13.59% | 331.91%-318.3pp | 263.68%-250.1pp | 478.82%-465.2pp |
| Employer contribution / active EE | $3,984 | $5,299-24.8% | $4,831-17.5% | $4,839-17.7% |
| Participant deferral / active EE | $10,883 | $7,751+40.4% | $7,353+48.0% | $6,342+71.6% |
| Admin fee / account holder | $2,384 | $12,559-81.0% | $10,802-77.9% | $12,315-80.6% |