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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,739 | $165,399-70.5% | $149,745-67.5% | $158,982-69.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 17.57% | 348.34%-330.8pp | 276.72%-259.2pp | 302.99%-285.4pp |
| Employer contribution / active EE | $2,809 | $5,105-45.0% | $4,646-39.5% | $4,763-41.0% |
| Participant deferral / active EE | $17,769 | $7,183+147.4% | $6,843+159.7% | $5,983+197.0% |
| Admin fee / account holder | $4,991 | $10,811-53.8% | $9,312-46.4% | $11,252-55.6% |