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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,880 | $185,883-60.8% | $170,043-57.1% | $139,466-47.7% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 5.84% | 60.54%-54.7pp | 53.40%-47.6pp | 373.66%-367.8pp |
| Employer contribution / active EE | $2,848 | $7,596-62.5% | $6,790-58.1% | $4,754-40.1% |
| Participant deferral / active EE | $5,380 | $11,626-53.7% | $10,410-48.3% | $6,712-19.8% |
| Admin fee / account holder | $28,193 | $15,393+83.2% | $12,824+119.8% | $11,409+147.1% |