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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,778 | $115,917+33.5% | $100,535+54.0% | $158,982-2.6% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 2.12% | 34.80%-32.7pp | 30.90%-28.8pp | 302.99%-300.9pp |
| Employer contribution / active EE | $9,921 | $4,105+141.7% | $3,419+190.2% | $4,763+108.3% |
| Participant deferral / active EE | $19,841 | $6,677+197.2% | $6,271+216.4% | $5,983+231.6% |
| Admin fee / account holder | $114,406 | $11,002+939.9% | $8,085+1315.1% | $11,252+916.8% |