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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,171 | $87,834-47.4% | $133,975-65.5% | $62,881-26.6% |
| Participation rate | 80.0% | 83.4%-3.4pp | 87.1%-7.1pp | 69.3%+10.7pp |
| Annual return | 4.26% | 12.05%-7.8pp | 29.29%-25.0pp | 20.14%-15.9pp |
| Employer contribution / active EE | $2,714 | $3,482-22.1% | $5,211-47.9% | $2,281+19.0% |
| Participant deferral / active EE | $5,959 | $4,812+23.8% | $6,282-5.1% | $3,203+86.0% |
| Admin fee / account holder | $1,356 | $5,372-74.8% | $9,324-85.5% | $4,296-68.4% |