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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,654 | $181,896-89.2% | $156,551-87.4% | $273,972-92.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 7.25% | 30.74%-23.5pp | 32.23%-25.0pp | 41.46%-34.2pp |
| Employer contribution / active EE | $3,490 | $6,248-44.1% | $5,501-36.6% | $4,869-28.3% |
| Participant deferral / active EE | $1,032 | $5,550-81.4% | $4,871-78.8% | $5,287-80.5% |
| Admin fee / account holder | $15,929 | $15,560+2.4% | $13,028+22.3% | $10,133+57.2% |