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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,006 | $157,296+29.7% | $141,191+44.5% | $152,897+33.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 22.33% | 64.34%-42.0pp | 71.41%-49.1pp | 345.43%-323.1pp |
| Employer contribution / active EE | $2,280 | $5,262-56.7% | $4,736-51.9% | $4,764-52.1% |
| Participant deferral / active EE | $8,430 | $7,111+18.6% | $6,710+25.6% | $5,851+44.1% |
| Admin fee / account holder | $17,131 | $12,125+41.3% | $10,264+66.9% | $11,599+47.7% |