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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,900 | $106,918-44.0% | $84,021-28.7% | $152,897-60.8% |
| Participation rate | 42.9% | 75.2%-32.4pp | 69.0%-26.2pp | 82.5%-39.6pp |
| Annual return | 20.16% | 105.01%-84.8pp | 71.32%-51.2pp | 345.43%-325.3pp |
| Employer contribution / active EE | $1,771 | $2,735-35.2% | $1,984-10.7% | $4,764-62.8% |
| Participant deferral / active EE | $2,964 | $4,012-26.1% | $3,239-8.5% | $5,851-49.4% |
| Admin fee / account holder | $38 | $8,288-99.5% | $6,102-99.4% | $11,599-99.7% |