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| Provider | Service type | Compensation |
|---|---|---|
MATRIX TRUST COMPANY1 year Service code 19 · EIN 75-3182674 | Securities Custodian | $820 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,143 | $95,438-61.1% | $135,982-72.7% | $74,473-50.1% |
| Participation rate | 50.3% | 78.2%-27.9pp | 81.9%-31.6pp | 70.7%-20.4pp |
| Annual return | 132.72% | 32.61%+100.1pp | 68.32%+64.4pp | 34.36%+98.4pp |
| Employer contribution / active EE | $1,623 | $3,878-58.1% | $4,859-66.6% | $2,638-38.5% |
| Participant deferral / active EE | $2,924 | $7,790-62.5% | $7,760-62.3% | $4,530-35.5% |
| Admin fee / account holder | $79 | $259-69.6% | $10,767-99.3% | $347-77.3% |