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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,332 | $138,114+20.4% | $125,391+32.7% | $134,545+23.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -15.54% | 750.88%-766.4pp | 572.41%-588.0pp | 418.37%-433.9pp |
| Employer contribution / active EE | $3,989 | $5,246-24.0% | $4,816-17.2% | $4,742-15.9% |
| Participant deferral / active EE | $709 | $7,801-90.9% | $7,448-90.5% | $6,401-88.9% |
| Admin fee / account holder | $9,177 | $11,570-20.7% | $10,009-8.3% | $11,431-19.7% |