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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,032 | $77,816-57.6% | $123,552-73.3% | $64,173-48.5% |
| Participation rate | 77.1% | 74.7%+2.4pp | 82.3%-5.2pp | 69.6%+7.6pp |
| Annual return | -9.68% | 12.49%-22.2pp | 119.20%-128.9pp | 7.63%-17.3pp |
| Employer contribution / active EE | $2,601 | $3,014-13.7% | $4,628-43.8% | $2,381+9.2% |
| Participant deferral / active EE | $5,278 | $5,240+0.7% | $6,426-17.9% | $3,470+52.1% |
| Admin fee / account holder | $3,774 | $5,519-31.6% | $9,285-59.4% | $4,887-22.8% |