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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,675 | $99,345+141.3% | $84,753+182.8% | $273,972-12.5% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 9.09% | 22.93%-13.8pp | 22.78%-13.7pp | 41.46%-32.4pp |
| Employer contribution / active EE | $7,520 | $4,214+78.5% | $3,574+110.4% | $4,869+54.5% |
| Participant deferral / active EE | $10,013 | $4,270+134.5% | $3,712+169.7% | $5,287+89.4% |
| Admin fee / account holder | $12,413 | $6,645+86.8% | $5,333+132.8% | $10,133+22.5% |