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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,093 | $209,422-96.1% | $178,503-95.5% | $158,982-94.9% |
| Participation rate | 86.7% | 86.4%+0.3pp | 81.9%+4.7pp | 82.0%+4.7pp |
| Annual return | 0.00% | 188.81%-188.8pp | 151.12%-151.1pp | 302.99%-303.0pp |
| Employer contribution / active EE | $3,333 | $5,707-41.6% | $5,011-33.5% | $4,763-30.0% |
| Participant deferral / active EE | $2,866 | $5,955-51.9% | $5,202-44.9% | $5,983-52.1% |
| Admin fee / account holder | $6,304 | $17,079-63.1% | $13,987-54.9% | $11,252-44.0% |