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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,286 | $172,111-74.8% | $150,298-71.2% | $137,256-68.5% |
| Participation rate | 94.7% | 81.7%+13.0pp | 77.8%+17.0pp | 80.0%+14.8pp |
| Annual return | 16.65% | 69.37%-52.7pp | 62.79%-46.1pp | 220.34%-203.7pp |
| Employer contribution / active EE | $3,470 | $4,636-25.2% | $4,154-16.5% | $4,156-16.5% |
| Participant deferral / active EE | $4,017 | $6,166-34.8% | $5,453-26.3% | $6,407-37.3% |
| Admin fee / account holder | $1,594 | $16,471-90.3% | $14,116-88.7% | $12,270-87.0% |