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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,273 | $57,305-80.3% | $86,640-87.0% | $75,173-85.0% |
| Participation rate | 43.2% | 63.2%-20.0pp | 71.7%-28.5pp | 67.2%-24.0pp |
| Annual return | 21.99% | 2674.24%-2652.2pp | 592.52%-570.5pp | 160.72%-138.7pp |
| Employer contribution / active EE | $495 | $2,316-78.6% | $3,024-83.6% | $2,671-81.5% |
| Participant deferral / active EE | $1,685 | $3,320-49.2% | $4,438-62.0% | $4,126-59.2% |
| Admin fee / account holder | $1,581 | $4,116-61.6% | $5,616-71.8% | $5,651-72.0% |