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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,699 | $51,638-63.8% | $68,368-72.6% | $82,448-77.3% |
| Participation rate | 46.9% | 63.6%-16.7pp | 73.8%-26.8pp | 68.1%-21.1pp |
| Annual return | 21.60% | 37.53%-15.9pp | 292.57%-271.0pp | 41.64%-20.0pp |
| Employer contribution / active EE | $535 | $2,047-73.9% | $2,649-79.8% | $2,551-79.0% |
| Participant deferral / active EE | $1,803 | $2,914-38.1% | $4,123-56.3% | $4,139-56.4% |
| Admin fee / account holder | $357 | $4,643-92.3% | $5,150-93.1% | $7,234-95.1% |