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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,699 | $61,125-69.4% | $94,057-80.1% | $87,485-78.6% |
| Participation rate | 46.9% | 64.1%-17.1pp | 73.3%-26.4pp | 68.9%-22.0pp |
| Annual return | 21.60% | 35.20%-13.6pp | 480.62%-459.0pp | 26.06%-4.5pp |
| Employer contribution / active EE | $535 | $2,136-75.0% | $2,933-81.8% | $2,596-79.4% |
| Participant deferral / active EE | $1,803 | $3,260-44.7% | $4,709-61.7% | $4,274-57.8% |
| Admin fee / account holder | $357 | $5,629-93.7% | $7,244-95.1% | $7,775-95.4% |