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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,895 | $202,342-9.1% | $172,752+6.5% | $152,897+20.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 17.82% | 1029.83%-1012.0pp | 802.97%-785.2pp | 345.43%-327.6pp |
| Employer contribution / active EE | $12,144 | $5,858+107.3% | $5,144+136.1% | $4,764+154.9% |
| Participant deferral / active EE | $6,427 | $5,948+8.0% | $5,198+23.6% | $5,851+9.8% |
| Admin fee / account holder | $1,140 | $17,111-93.3% | $13,955-91.8% | $11,599-90.2% |