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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,542 | $83,485-20.3% | $125,192-46.8% | $72,975-8.8% |
| Participation rate | 92.6% | 73.3%+19.3pp | 79.8%+12.8pp | 69.5%+23.1pp |
| Annual return | -1.78% | 25.77%-27.5pp | 43.79%-45.6pp | 81.01%-82.8pp |
| Employer contribution / active EE | $4,838 | $2,346+106.2% | $3,866+25.1% | $2,440+98.3% |
| Participant deferral / active EE | $4,816 | $3,586+34.3% | $4,937-2.5% | $3,608+33.5% |
| Admin fee / account holder | $24,056 | $5,518+336.0% | $9,704+147.9% | $5,124+369.5% |