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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,723 | $202,342-84.8% | $172,752-82.2% | $152,897-79.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 24.53% | 1029.83%-1005.3pp | 802.97%-778.4pp | 345.43%-320.9pp |
| Employer contribution / active EE | $455 | $5,858-92.2% | $5,144-91.2% | $4,764-90.4% |
| Participant deferral / active EE | $6,648 | $5,948+11.8% | $5,198+27.9% | $5,851+13.6% |
| Admin fee / account holder | $761 | $17,111-95.6% | $13,955-94.5% | $11,599-93.4% |