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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,491 | $150,447-18.6% | $136,298-10.1% | $147,586-17.0% |
| Participation rate | 59.1% | 84.4%-25.3pp | 81.9%-22.8pp | 82.8%-23.7pp |
| Annual return | 333.59% | 1049.15%-715.6pp | 5156.27%-4822.7pp | 578.59%-245.0pp |
| Employer contribution / active EE | $0 | $5,256-100.0% | $4,696-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $10,079 | $6,631+52.0% | $6,247+61.3% | $5,439+85.3% |
| Admin fee / account holder | $1,891 | $10,906-82.7% | $9,244-79.5% | $10,886-82.6% |