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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,771 | $100,938-49.7% | $90,461-43.9% | $158,982-68.1% |
| Participation rate | 72.7% | 75.0%-2.3pp | 72.7%0pp | 82.0%-9.2pp |
| Annual return | 22.63% | 1727.20%-1704.6pp | 1294.76%-1272.1pp | 302.99%-280.4pp |
| Employer contribution / active EE | $2,382 | $3,691-35.5% | $3,264-27.0% | $4,763-50.0% |
| Participant deferral / active EE | $9,346 | $4,350+114.9% | $3,964+135.7% | $5,983+56.2% |
| Admin fee / account holder | $2,829 | $6,510-56.5% | $5,617-49.6% | $11,252-74.9% |