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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,223 | $101,063-53.3% | $81,473-42.0% | $147,586-68.0% |
| Participation rate | 0.0% | 74.5%-74.5pp | 68.0%-68.0pp | 82.8%-82.8pp |
| Annual return | 17.70% | 32.41%-14.7pp | 38.78%-21.1pp | 578.59%-560.9pp |
| Employer contribution / active EE | $356 | $3,206-88.9% | $2,568-86.2% | $4,876-92.7% |
| Participant deferral / active EE | $2,676 | $4,242-36.9% | $3,537-24.3% | $5,439-50.8% |
| Admin fee / account holder | $385 | $5,812-93.4% | $4,561-91.6% | $10,886-96.5% |