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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,343 | $102,429+116.1% | $147,096+50.5% | $80,925+173.5% |
| Participation rate | 97.4% | 75.9%+21.6pp | 82.2%+15.3pp | 67.7%+29.8pp |
| Annual return | 11.36% | 135.02%-123.7pp | 419.75%-408.4pp | 35.65%-24.3pp |
| Employer contribution / active EE | $17,793 | $3,716+378.9% | $4,936+260.5% | $2,756+545.6% |
| Participant deferral / active EE | $20,900 | $6,649+214.4% | $8,071+159.0% | $4,299+386.2% |
| Admin fee / account holder | $29,938 | $7,957+276.3% | $13,005+130.2% | $6,940+331.4% |